Immediate annuities have payments that begin with 12 months of purchase. They are typically purchased with a lump sum.

While some Financial Professionals have been slow to embrace annuities, the product deserves a closer look. Retirement strategies have evolved considerably in the past decade, and new iterations of ...

An annuity is a financial product designed to provide a steady income stream, often during retirement. While annuities can serve as a reliable paycheck replacement, the way your annuity pays out is ...

Annuities are savings and income products offered by insurance companies. They are often included in retirement planning as potential sources of income. Technically, they’re not investments, however.

In times of economic uncertainty, like the country is currently facing, these annuities are a good option to have when ...

We can also consider a few more examples to better understand how this model for annuity pricing can be applied to different annuity flavors. For instance, what happens to the price of this annuity if ...

There's a lot to love about Social Security. If you don't agree now, you'll likely agree in the future. According to the Social Security Administration (SSA), "Social Security is the major source of ...

The SECURE Act of 2019 passed with big changes to retirement income planning. It created a Fiduciary Safe Harbor Provision for employers which allows them to offer certain annuities inside 401(k) ...

The proposition that the failure to recommend annuities causes investment advisors to run afoul of their fiduciary duty is a controversial one. It should not be. Recently, I made this assertion in an ...

Those new to the finance world and looking into retirement may be overwhelmed with all the new terms and information out there. In this article, we give you a Fixed Annuity 101 Guide to help you ...

Under the terms of an asset purchase agreement, LTAIS purchased certain KFG assets, including the rights to the " Kestler Financial Group " name and brand, as part of an ongoing strategy for LTAIS to ...

Agency: "Internal Revenue Service (IRS), Treasury." SUMMARY: This document sets forth a final regulation that provides rules for Federal income tax withholding on certain periodic retirement and ...