Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

When you're ready to apply for a credit card, you can take steps to help your chances of approval. Check your credit, see if you're preapproved and compare card offers before you apply. Preapproval is ...

For many things in life, timing is everything. That's especially true of credit cards. Applying for a credit card at the wrong time could mean you're denied. But time it just right and you could not ...

In a tough economy, a revolving line of credit can offer handy flexibility when unforeseen expenses pop up. But it's n ...

Getting the right credit card starts with knowing your credit score, which can help you narrow down options you’re most likely to be approved for. Understanding credit card terms and what you’re ...

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

Applying for credit cards online is easy. The key is to choose the right one. Many or all of the products on this page are from partners who compensate us when you click to or take an action on their ...