Options that might seem like alternatives, like fixed indemnities and short-term plans, don’t offer comprehensive medical ...

Dividing Americans into multiple risk pools increases health care costs. And it limits the ability to debate an insurance system almost nobody understands.

Discover the process, pros, and cons of medical underwriting. Learn how it affects insurance rates and the impact of the ...

If the enhanced credits currently available to Affordable Care Act (ACA) Marketplace enrollees are allowed to expire for 2026 ...

Falling sick and getting better is a part of life. When it happens once in a while, it’s still financially manageable depending on the severity of the disease. But as we get older, or if we have ...

Health insurance helps to reduce medical costs, making health care more affordable and thus more accessible. Having health insurance also facilitates access to care, resulting in lower death rates and ...

It won't surprise most people to hear that healthcare isn't one-size-fits-all. According to the Thatch 2025 Health Insurance Industry Trends report, businesses prioritize customizable health plans, ...

Short-term insurance plans are typically cheaper than ACA coverage, costing about half as much as a plan sold on state-run marketplaces created by Obamacare. As The Washington Post notes, a ...