A credit reference is used by lenders to determine your creditworthiness. You might need a credit reference in a variety of circumstances, like when applying for a credit card, renting an apartment or ...

Your credit score is a number that illustrates how you’ve managed repayments to lenders and paying bills to other organisations in the past. When you apply for credit, a lender usually calculates your ...

Credit reference agencies each have their own system to calculate your credit rating, which makes it tricky to find a universal average credit score in the UK. Find out how your credit score is ...