A one-time transfer outperforms an equal-installments method in most tax situations, research finds.

Key Points Rolling a traditional 401(k) into a Roth IRA triggers immediate taxes on the full conversion amount. Roth IRAs ...

To determine whether or not this tax trade-off makes sense, it is important to weigh both the benefits and the drawbacks that ...

When saving for retirement, the first decision is how much. But the next decision is where: Do you contribute to a ...

Who doesn’t appreciate tax-free investment growth, tax-free withdrawals and not having to take required minimum distributions ...

When it comes to saving for retirement, the Roth and traditional IRA are like two sides of the same coin. Both offer powerful ways to grow your savings, but they come with distinct tax advantages — ...

The retirement landscape has shifted dramatically over the past few decades. Gone are the days when most retirees could count on a generous company pension to carry them through their golden years.

There’s a reason it pays to save for retirement in an IRA or 401(k). These accounts give you a tax break on your money, whereas a regular brokerage account won’t. With a traditional IRA or 401(k), ...

When considering where to put your money for retirement, you may have to choose between an IRA and an annuity. These financial “vehicles” are set up to ensure guaranteed income down the road that can ...

The IRS has also raised the income limits for deductible IRA contributions, ROTH IRA contributions, and the Saver’s Credit, ...

The IRS also forces people with a traditional retirement plan to start withdrawing their money eventually. Those forced ...