Sending money virtually has benefited many people around the world. From splitting checks at restaurants to paying the babysitter, online banking tools make finding and carrying cash nearly obsolete.

When Zelle launched less than a month ago, its members boasted the nation's banks and credit unions were finally putting aside their differences to combat Venmo and other third-party P-to-P apps. But ...

David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is ...