Do you take the lump sum, or the annuity? Turns out there are pros and cons to both, and the answer depends on factors like your age and financial situation.

A winning $100,000 lottery ticket was sold in Methuen on Saturday. The $100,000 prize was from Saturday’s “Mass Cash” midday drawing. The winning numbers for the drawing were 4, 7, 13, 15 and 20. The ticket was sold at Ted’s Stateline Mobil in Methuen.

A top prize ticket — worth a comfortable $34,132 — was purchased at Suffolk, Maxo BP, located at 3260 Sunrise Highway in East Islip, New York. Take 5 numbers are drawn from a field of one through 39. To win the Take 5 jackpot, match the five numbers on your ticket to the winning five-number combination drawn. It costs $1 per game to play.