A DIY approach to debt settlement can backfire if you don't understand the legal, financial and tax risks involved.

U.S. household debt hit a record $18.8 trillion in 2025, according to the New York Fed, fueld by increases in mortgage, ...

Christian Allred has been a professional writer since 2020. He's written for some of the industry’s top brands and publications, including Rocket Mortgage, PropStream, Propmodo, and CRE Daily.

"Federal Trade Commission rules include an advance-fee ban," says Pack. "This rule prohibits a debt relief company from ...

Tax debt can be overwhelming. Discover the top tax relief companies of 2026 that can help you navigate IRS issues.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. What makes this environment particularly challenging, though, is the ...

Nearly two-thirds (63%) of Americans with an overdue tax bill owe the IRS at least $10,000, according to a 2026 survey by ...