SAN FRANCISCO (KGO) -- About 74 million Americans do not have dental insurance. And those who do, know its limitations: yearly and per procedure spending caps. "I had to have a root canal. Most of the ...

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Lorraine Roberte is an insurance writer for Investopedia. As a personal finance writer, her expertise includes money management and insurance-related topics. She has written hundreds of reviews of ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...