Explore current mortgage rates and what they mean for homebuyers

The current mortgage rate on a 30-year fixed mortgage rose by 0.57% in the last week to 6.23%, according to the Mortgage Research Center. Meanwhile, the APR on a 15-year fixed mortgage climbed 0.06 percentage point during the same period to 5.

The average interest rate on a 30-year, fixed-rate mortgage ticked down to 6.00% APR, according to rates provided to NerdWallet by Zillow. This is one basis point lower than yesterday and 13 basis points lower than a week ago. (See our chart below for more specifics.) A basis point is one one-hundredth of a percentage point.

1. The average rate on a 30-year U.S. mortgage fell for the fourth week in a row to its lowest level in more than a year. Lower mortgage rates boost homebuyers’ purchasing power. They also benefit homeowners eager to refinance their current home loan to ...

Mortgage rates have fallen modestly from their peak above 7% in January. Analysts expect mortgage rates to hold around 6% in 2026, even as the Fed cuts short-term interest rates. Mortgage rates closely track longer-term bond yields, which are being kept ...

The average interest rate on a 30-year, fixed-rate mortgage jumped to 6.15% APR, according to rates provided to NerdWallet by Zillow. This is 15 basis points higher than yesterday and 14 basis points higher than a week ago. (See our chart below for more specifics.) A basis point is one one-hundredth of a percentage point.