The secret to feeling wealthy, however much you earn: A professional penny-pincher reveals the simple spending strategy everyone should live by if they want to be happy

Don’t be ridiculous! I’m not going to spend £100,000 on coffee!’ You see, if I’d saved my daily coffee money all those years ...

How much money do you REALLY need to be happy? And is it too late to start saving in your 50s? Finance expert MORGAN HOUSEL reveals the answers

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