My plan for my Social Security benefits is simple. I'll use the money solely for fun spending, and not to cover any ...

The Social Security earnings test doesn't have to limit your retirement income — here are 4 ways to work around it.

Understanding your full retirement age (FRA) is crucial for maximizing Social Security benefits. It marks the age at which ...

A 2.8% COLA in 2026 is bigger than the 2.5% COLA that Social Security recipients were eligible for in 2025. But is it big ...

Advisers do well in bull markets and poorly in bear markets, while I generally do better during downturns than the S&P 500.” ...

In the heart of Georgia’s kaolin country sits Sandersville, a charming small town where your retirement dollars stretch further than a Sunday sermon in July.

Perched along the mighty Mississippi River, Alton, Illinois might just be the Midwest’s best-kept secret for retirees watching their wallets and anyone seeking small-town charm without sacrificing big ...

Why is car insurance so expensive for someone living in a certain state, but much more affordable for the same person if they ...

Toby called into The Ramsey Show from Ohio, laying his problems on the line. He’s homeless, unemployed and saddled with ...

If it’s your first Required Minimum Distributions, you actually get a little extra time. You can delay your first withdrawal ...

Walter Castanedo of Toledo bought a rundown home in early 2024 with plans to renovate it. The three-bedroom, one-bath house ...