HB-1-3550 - Direct Single Family Housing Loans Field Office Handbook Why does USDA Rural Development do this? USDA Rural Development’s Section 502 Direct Loan Program provides a path …

Jan 6, 2026 · To qualify for a USDA home loan, you’ll need to meet several eligibility requirements that vary depending on whether you are applying for a USDA Loan Guarantee or a USDA Direct Loan.

Oct 28, 2025 · See if you qualify for a USDA home loan. Learn income limits, property location rules, credit and DTI guidelines, documentation, and what lenders look for—plus smart alternatives.

Jan 17, 2025 · In this guide, we break down the full set of USDA loan requirements, including income limits, property eligibility, citizenship guidelines, and credit standards. Whether you’re a first-time …

May 19, 2025 · Learn the 2025 USDA loan requirements, including income limits, credit score, and how to buy a home with no down payment in eligible areas. If you're looking to buy a home in a rural or …

Jul 16, 2025 · To borrow with a USDA home loan, the property must be in a designated rural area. "A common misconception about USDA loans is that they can only be used to purchase farms," says …

Aug 19, 2025 · USDA loans, often dubbed as zero-down-payment mortgages, hold the key to homeownership for those seeking residences in rural and suburban regions. Their unique attributes …

Mar 4, 2025 · To qualify for a USDA loan, you need to meet a USDA lender's financial qualifications, ensure you make less than the USDA income limits set by HUD, and find a property within the …

May 1, 2025 · Residents may be eligible for two types of loans: the guaranteed USDA loan or the direct USDA loan. To qualify for either, residents must ensure they fall under the minimum income...

Eligible applicants may purchase, build, rehabilitate, improve or relocate a dwelling in an eligible rural area with 100% financing. The program provides a 90% loan note guarantee to approved lenders in …