Brock Miller on Instagram: "Debit cards put 100% of the risk on you. Credit cards don’t. With a credit card, fraud liability is typically $0, your cash stays earning interest, and every on-time payment helps your credit score. Debit cards build nothing. Used correctly, credit cards are a financial tool that improve security, credit, and rewards. The key is to always pay off the full STATEMENT balance on-time. #money #credit #value #creditcard #discipline"