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Bankers aren’t trained to help you win. They’re trained to open accounts, push products, and keep you trapped in the same cycle the banks profit from. They’re generalists — not specialists — and the system is designed that way on purpose. Ask for a home equity loan, and they’ll hand you exactly that: a loan that locks you into another closed-end product, no better than the mortgage you already have. In many cases, it’s even worse. If you want real financial freedom, you don’t need another bank p
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